Privacy Policy

This Privacy Policy is declared by Coral Health Research & Discovery Inc., a Canadian corporation with registered address 1530 - 789 West Pender, Vancouver, British Columbia, V6C 1H2, Canada.

1. Introduction

1.1. Your privacy is important to us. The following policy outlines the restrictions on how we utilize, disclose, manage and process personal data.

1.2. By accessing or using the Website and applications associated, you therefore agree to the acceptance of the Privacy Policy and Terms of Service and are bound by such.

1.3. If you do not accept this Privacy Policy, refrain from use of the Website.

1.4. Prior to using our Website, if questions arise relating to the Privacy Policy or Terms of Service, contact the email address: [email protected]

2. Definitions

2.1. “We/Us” means Coral Health, a Canadian, Vancouver based healthcare technology company;

2.2. “Website” means the websites located at https://mycoralhealth.com/ or any other URL or application associated;

2.3. “You, Your” means a User of the Website and any service provided by Coral Health;

2.4. “Users” means collectively the Users of the Website and any service provided by Coral Health;

2.5. “Cookies” means small text files which Our Website places on Your computer’s hard drive to enable information about Your browsing session and to identify Your computer;

2.6. “Personal Information, Data” means the information provided by you as well any information regarding behavior on the Website as well as any data that is used to define a natural person. Such data includes: personal opinions based on feedback to response surveys, personal health information.

2.7. “Partner companies, Affiliated companies” refers to any company, corporation or other body corporate, wherever and however incorporated or established that has ties to Coral Health.

2.8. Capitalized terms not defined in the Privacy Policy shall have the meaning set forth in our Terms of Service.

3. Information We Collect For the Coral Health Records App

3.1. Types of data collection

3.1.1. Coral Health will only collect data from sources when you connect them through your Coral Health Records App. As you connect your data sources (like mobile apps, web portals, and wearables), your Personal Data and Protected Health Information will be collected and accessible to you through the Coral Health Records App. All information collected is encrypted and securely stored on your mobile device. None of the information will ever be accessed or stored by Coral Health unless you explicitly choose to share your information or make your information available for commercial purposes.

3.1.2. Coral Health may collect additional information, including any details you choose to self disclose such as: self reported symptoms or lack thereof to biometric performance data captured by a mobile device. This information is never required and you should only disclose information you are comfortable disclosing in the data set.

3.1.3. Self reported information that you report could include:

3.1.3.1. Characteristics or hobbies
3.1.3.2. Personal interests
3.1.3.3. Household income range
3.1.3.4. Gender and martial status
3.1.3.5. Occupation
3.1.3.6. Product and service preferences

3.2. What We Do With Data

3.2.1. Coral Health will NEVER use your data for any commercial purpose without your permission. Even when you opt to monetize your data, we never share your name, address, phone, or any personally identifiable information that reveals who you are specifically. What we sell is a contextual picture of your health that helps other organizations in the healthcare industry better improve their products, services and overall work to advance healthcare. This contextual picture provides information about your health, but does not give anyone the ability to send you advertisement outside of those you opt-in to receive through Coral Health Platform.

3.2.2. Some monetization opportunities let you receive profits without you doing anything other than your everyday healthcare activities. Other monetization opportunities require you complete a task (like answering a survey or confirming a medication was taken) in order to earn money. In the “Marketplace Settings” section within your Coral Health Records App, you will have the ability to turn on or off any of the monetization opportunities that we are offering.

3.3. You Control Your Data

3.3.1. You are always in control of your data settings. You can turn each monetization option on or off at any time.

3.3.2. We never monetize your information without your permission. We believe that you, the data owner, should always be in control of your information AND choose whether or not you want to share it. As a default we will ensure that data sharing is turned off so you can activate it at your discretion.

3.4. How We Protect Your Information

3.4.1. We take commercially reasonable steps to protect the information from loss, misuse, and unauthorized access, disclosure, alteration, or destruction. Coral Health’s backend service provider is compliant with HITRUST-CSF and HIPAA Security regulations. Our Privacy Policy and Terms of Service are compliant with the highest consumer data protections standards, including GDPR.

3.4.2. By utilizing state of the art encryption and never storing your private decryption key, Coral Health tries our utmost to protect the privacy and information security of our Users. Actions implemented work to protect confidentiality of Your personal data, however, even the most rigorous security measures are not able to to fully guarantee the security of personal data.

4. Information of Minors

4.1. We do not knowingly collect information from children under the age of 18. If you are under 18, please do not give us any information. We encourage parents and legal guardians to monitor their children’s Internet usage and to help enforce our Privacy Policy by instructing their children to never provide information to Coral Health without their permission. If you have reason to believe that a child under the age of 18 has provided information to us, please contact us, and we will endeavor to delete that information from our databases.

5. Subscription to our mailing list

5.1. Subscription to the mailing list is completed online with the agreement of collection of Your: e-mail address, IP and updated profile informations. Data collected resides for the duration of Your subscription to Our newsletter.

5.2. Unsubscription can be done anytime through clicking the highlighted link »unsubscribe« at the end of the newsletter or by emailing [email protected]

6. Use of Personal Data For Marketing Purposes

6.1. Personal data collected may be used for the purposes of marketing individualized products and services with the intention of the Users interest.

6.2. An intended emphasis is put on the fact that Coral Health does not sell personal data to third party companies.

6.3. For information about how we use data for marketing purposes and opt out options please contact [email protected]

6.4. Protected Health Information is stored natively on users mobile device, to be accessed and stored on the Coral Health Platform only following explicit consent from the User.

7. Control over Cookies

7.1. User consent is required for obtaining and using certain Cookies.

7.2. You can always change Your decisions on the acceptance or rejection of using Cookies.

7.3. These settings are usually located in the menu bar of Your Internet browser Tools> Internet Options, the “privacy” or “security”. There, Users can change the settings which types of Cookies would like to block.

7.4. In Your browser You can also delete cookies. Cancellation is usually available in the toolbox, under the “Clear Browsing Data” (usually a window can also display the CTRL + Shift + Del) and selecting Delete cookies.

7.5. Some browsers can generally reject the use of cookies by ticking the “do not follow me” or “do-not-track”.

7.6. Each User is assigned a session cookie, and a IP address is collected at the start of a session on the website, for identification purposes.

7.7. Cookies of Google Analytics may also be temporarily stored. Cookies are only stored for the time spent on applications with deletion upon inactivity. Persistent Cookies are stored on the User’s computer.

7.8. By agreeing to the Terms of Service and Privacy Policy You disclose said information in accordance to guidelines to be used for research, planning and statistical analysis with anonymity.

8. Coral Health Token Whitelisting

8.1. For valid issue of a Coral Health Token, personal data will be provided from the User.

8.2. Coral Health collects personally identifiable information from the User when information is voluntarily provided. This includes the creation of a profile on any related Coral Health Platform.

8.3. Users contact with Coral Health in relation to responding to communication or inquiries may also be recorded.

8.3.1. Coral Health will not share Personal Data or Personal Health Information for commercial purposes without prior User approval.

8.3.2. Any person who provided personal data to Coral Health can demand its deletion by sending an email to: [email protected] and Coral Health will delete it after meeting the purpose and regulatory requirements for storing it.

8.4. The personal data may comprise the data requested in accordance with the KYC/AML process requirements.

8.5. In the process of whitelisting, Coral Health may collect the following data Personal data of Individuals:

8.5.1. Name

8.5.2. Email and mailing address and address of residence (PO boxes are not acceptable unless accompanied by valid mailing address)

8.5.3. Government issued identification numbers including where relevant, but not limited to, driver’s license numbers and passport numbers

8.5.4. Place of birth and date of birth

8.5.5. Copies of valid photo identifications for those listed as account holders

8.6. Data of Corporate Participants:

8.6.1. Name of business and corporate representatives and official email address;

8.6.2. Government issued identification numbers for the Corporate Participant;

8.6.3. Copies of current photo identifications of corporate representatives using the account;

8.6.4. Mailing address of the client’s principal place of business (we reserve the right to request the customer’s local address if the local address is not the same as the business’ principal place of business);

8.6.5. Customer identification procedures shall be adhered to determine the beneficial owners of trust or corporate accounts. These procedures include establishing whether a customer is an agent of another; deriving information concerning the ownership or structure of a company that is a legal entity not publicly traded in the US or other countries; and for trustees, getting data about the trust structure, determining the provider of funds, and discerning who has control over the funds and power to remove the trustee.

8.7. The Issuance Of The Coral Health Token Is Processed Only On Your Demand, The Voluntary Provision Of Data Is Explicit Approval Of The Subsequent Processing Of Data.

8.7.1. Users considering the purchase of tokens are required to inform themselves, and observe restrictions imposed by jurisdictions other than the laws of British Columbia, Canada in connection with privacy, and inform Coral Health if these laws set special requirements with regard to privacy issues.

9. Collection Of Data Serves To Process Coral Health Issuance Under Terms And Conditions Of Token Usage.

9.1. Legal requirements are met by the accumulated data, and processing is necessary for the performance of the contract to take steps at the request of You prior to committing to a contract.

9.2. Data will not be communicated or released to third parties, excluding affiliated companies.

9.3. Deletion of data will occur from time to time after meeting the purpose of usage, and upon User request.

10. Third Party Privacy Policies

10.1. Note that through our Website You may access websites subject to the terms and conditions and privacy policies of third parties.

10.2. You recognize and agree that we are not liable for any related third party terms and conditions and/or privacy policies and these companies usage of informations.

10.3. Collection of protected health information occurs when you authorize certain data sources to be connected to the platform. Data sources are connected OAUTH, which provides end-to-end encryption to ensure data is secure in transmission.

10.4. Sources of Protected Health Information may include but are not limited to: mobile apps, web, portals, biometric devices and wearables.

10.5. The Protected Health Information collected from these sources is owned and controlled by You, and will never be shared with any third parties without you authorization. Only your mobile device has the decryption key needed to view the data.

11. Exceptional Disclosure of Personal Information

11.1. Usage of personal data may be used for the following purposes: developing products, services, partnerships, carrying out research, analytics, communication with User feedback responses, identity verification.

11.2. Data aggregated will only follow disclosure if legally obligated or adhering to lawful proceedings, before courts in protection of Our legitimate interests.

11.3. Disclosure of Your personal information may be processed to companies in affiliation and trusted third- party service providers.

11.4. Choice of related data controllers is made with agreeable warrant of applicable technical and organizational measures in place.

11.5. Related partners are bound to confidentiality requirements with use of personal data solely for the necessary extent of lawful requirements and purpose of data collection.

12. Information Automatically Collected Includes Without Limitation:

12.1. IP address

12.2. Browser type and language

12.3. Referring

12.4. Exit pages

12.5. URLs

12.6. Date and time

12.7. Amount of time spent of website pages

12.8. Mobile device information

12.9. Universally unique ID

12.10. Platform type and version

12.11. Carrier and country location

12.12. Hardware and processor information

13. Development

13.1. Coral Health utilizes user information in an ongoing effort to better understand users as a means to serve You better.

13.2. Analyzing aggregate data serves the purpose of optimizing: operating, maintaining, managing and improving on services.

13.3. Aggregate data provides the user with full anonymity.

13.4. Aggregate data statistics may be disclosed as a means of describing the platform to business partners, prospects or lawful purposes.

13.5. With permission, third-party applications or services may access your information.

14. Contact Information, Data Access, Correction, Deletion, and Opt Out

14.1. You can contact us at [email protected] any time to:

14.1.1. Ask us how We are using Your personal data

14.1.2. Request access to information that We have on You and receive Your personal information so that it can be used by another processor;

14.1.3. Correct any information that We have about You;

14.1.4. Delete information the We have about You.

14.1.5. Complain to Your local supervisory authority

15. Modification of Personal Data and Communication Preferences

15.1. Voluntary data provided allows the user to access, review and make changes to their personal data at any time.

15.2. Users may manage the receipt of marketing and non-transactional communications by clicking on the “unsubscribe” link.

15.3. It is not always possible to fully remove or modify information in our subscription databases.

16. Changes to our Privacy Policy

16.1. Amendments to this policy may be made from time to time without notice, to ensure that the policy remains consistent with developments at Coral Health.

16.2. Revisions will be transparent as to date of last update, and will be available on the Website.

16.3. All interactions with us are subject to the most current version of the online policy posted on the Website.

Last updated 8 July 2018.
Philip Parker, Chief Operating Officer
© 2018 Coral Health Research and Discovery Inc. All Rights Reserved.